Amira Karim

Head of International Public Policy, Payments & Financial Services

Amazon

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Amira Karim is a global public policy and payments leader at Amazon, where she works at the intersection of emerging technologies, AI, agentic commerce, and next-generation financial infrastructure. Her work focuses on the evolving policy architecture required for trusted digital commerce, including cross-border payments, digital identity, stablecoins, and programmable money, with an emphasis on governance, interoperability, and trust in the digital economy.

Prior to Amazon, Amira held roles across government, international development, and the private sector, including at Stripe, where she worked on global market expansion and international development initiatives focused on digital payments, financial inclusion, and the growth of digital economies across emerging markets. She has also worked alongside institutions including the World Bank. Based in Seattle and originally from Singapore, she engages closely with governments, regulators, multilateral institutions, and industry leaders globally on the future of trusted AI-enabled commerce and digital economic systems.

Speaking At

4:00–5:30pmWed 25 FebGFTN InsightsRoundtable Room 3, Bellesalle 5FPremium
Roadmap for AI and Quantum

Strengthening Cross-Border AML in an Agentic Commerce Network | エージェント型コマース時代に求められるクロスボーダーAML対策

GFTN InsightsRoundtable Room 3, Bellesalle 5FPremium
About this session

As digital platforms and agentic commerce networks reshape cross-border payments, remittances and merchant flows, traditional Anti-Money Laundering (AML) controls are struggling to keep pace with transaction velocity, data fragmentation and overlapping regulatory regimes. This session brings together senior risk, compliance, technology and policy leaders to explore how network analytics, AI-driven monitoring and shared intelligence can strengthen cross-border financial integrity without undermining user experience or financial inclusion. Participants will compare practical approaches to end-to-end customer and merchant due diligence, real-time screening across multiple corridors, and risk-based onboarding and monitoring of high-volume ecosystems. The discussion will also focus on new models for collaboration with regulators on data access, proportionality and supervision, with the goal of surfacing concrete ideas to evolve cross-border AML frameworks that support sustainable growth and trusted global commerce networks over the coming decade.

デジタルプラットフォームやエージェント型コマースの広がりによって、越境決済や送金、加盟店取引の流れは大きく変わりつつあります。その一方で、従来のアンチマネーロンダリング（AML）対策は、取引の高速化やデータの分断、複数の規制が重なり合う環境への対応に追いつくことが難しくなっています。

本セッションでは、リスク管理、コンプライアンス、テクノロジー、政策の分野で責任を担うリーダーが集まります。ネットワーク分析やAIによるモニタリング、組織間での情報共有をどう活用すれば、利用者体験や金融包摂を損なうことなく、越境取引の健全性を高められるのかを探ります。

登壇者は、顧客および加盟店に対する一貫したデューデリジェンスの進め方や、複数の送金ルートにまたがるリアルタイム審査の実務について意見を交わします。また、大量の取引が行われるエコシステムにおいて、リスクに応じてどのように審査や継続的な監視を行うべきかも比較検討します。

あわせて、データへのアクセスのあり方や規制のバランス、監督の枠組みをめぐり、規制当局とどのように連携できるかという新たな協働モデルにも焦点を当てます。今後10年を見据え、持続的な成長と信頼できるグローバルな商取引ネットワークを支えるクロスボーダーAMLの枠組みをどう進化させていくのか、具体的な方向性を探ります。

2026 Speakers

Amira Karim

Speaking At

Strengthening Cross-Border AML in an Agentic Commerce Network | エージェント型コマース時代に求められるクロスボーダーAML対策