Rachita Gulati joined the Asian Development Bank Institute as a Research Fellow in May 2024. Rachita is also a faculty member at the Indian Institute of Technology Roorkee, India. Prior to that, she held the Subir Chowdhury Visiting Fellowship 2017-2018 from the India Observatory and the London School of Economics and Political Sciences (LSE). She also worked at the Indian Institute of Management Kashipur and handled projects by the Ministry and the Reserve Bank of India. Her research work focuses on banking and financial institutions, financial stability, regulation and supervision, corporate governance, inclusive banking, bank digitalization, applied econometrics, and efficiency and productivity analysis.