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Panel: Real-Time, Cross-Border, Digital – State of Global Payments [SME Innovation]

Explore how the evolution of payments is reshaping the way people and businesses move money in Japan and across borders, from everyday consumer experiences to platform-driven financial services. This session connects global shifts in real-time payments, digital wallets, and embedded finance with Japan’s distinctive journey from cash-heavy habits and cards to app-based, cross-border, and multi-currency solutions. The discussion highlights rising user expectations, the role of global players adapting to Japan’s unique culture and regulations, and how partnerships between fintechs and incumbents can unlock new value in remittances, travel spend, and digital commerce, giving attendees clear insight into where Japanese payments are heading next, how global best practices are being localized, and what this means for product strategy, customer experience, and competitive positioning in a digital-first world.

Moderator

Sopnendu Mohanty

Sopnendu Mohanty

Group Chief Executive Officer, Global Finance & Technology Network (GFTN)