Tokenisation and Its Mass Adoption in Financial Services

Tokenisation will only fulfil its promise when it operates as invisible infrastructure across institutional markets and everyday financial life. This dialogue explores how tokenised deposits, stablecoins, and tokenised securities can be woven into wallets, merchant ecosystems, and capital markets without undermining customer trust or regulatory safeguards.The discussion will focus on practical pathways to move from isolated pilots to population‑scale usage, including user experience design, interoperability with core banking and payment systems, and the impact of emerging policy clarity in jurisdictions such as Japan. It will also consider how governance, risk management, and operational readiness need to evolve as tokenised instruments become part of mainstream financial services.