2026人の注目講演者
Pawan Bhat
Vice President
Nucleus Software Exports Limited
Pawan Bhat is a seasoned leader with nearly 30 years of industry experience, including over 24 years at Nucleus Software. With a strong technology background, Pawan has deep expertise in the Financial Lending Domain, specializing in FinnOne™ and FinnOne Neo®, both leading lending solutions, and managing large-scale programs globally. His commitment to meticulous program execution and building strong customer relationships has been a defining trait throughout his career.
Beyond his lending domain expertise, Pawan also brings a unique specialization in payment systems, covering both Issuing and Acquiring platforms for banks and financial institutions. He is highly skilled in designing lending transformation journeys within complex digital ecosystems and leading data migrations from legacy systems to modern platforms using innovative approaches. His leadership has been instrumental in driving large-scale lending transformation initiatives across India, Southeast Asia, Japan, Morocco, Mauritius, Europe, the Caribbean, the UAE, and Saudi Arabia.
Pawan’s association with Japan spans over 15 years, during which he has managed digital transformations of key Japanese financial institutions and their subsidiaries across Southeast Asia. Having spent more than five years living in Tokyo, he has developed a deep understanding of Japan’s financial ecosystem and business culture.
He holds a Bachelor’s degree in Electronics, a Master’s degree from the University of Kashmir, India, and a management degree from the Indian Institute of Management, Calcutta.
With his vast experience, strategic vision, and deep industry expertise, Pawan Bhat is a true thought leader in the fintech space.
講演
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1:30–3:00午後木 26 2月GFTN InsightsRoundtable Room 3, Bellesalle 5FPremium
Roadmap for AI and Quantum
Financial Institutions and Technology Providers - Risks, Benefits, and Regulatory Responses | 金融機関とテクノロジープロバイダー──リスク、メリット、そして規制対応
GFTN InsightsRoundtable Room 3, Bellesalle 5FPremium
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Alvinder SinghHead, Innovation Acceleration OfficeMonetary Authority of Singapore
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Aurora UnnanuntanaSenior Director Technology Risk Supervision DepartmentBank of Thailand
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Bénédicte NolensCentre Head, Hong Kong CentreBIS Innovation Hub
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Prof. Chia Tek YewAdjunct ProfessorNUS - Asian Institute of Digital Finance
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Isadora ArredondoVice President, Global PolicyHedera
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Pawan BhatVice PresidentNucleus Software Exports Limited
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Prof. Nigel PhairProfessorMonash University
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Witit SynsatayakulDigital & Innovative Finance SpecialistAsian Development Bank
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Yoshiaki WadaSenior ManagerNTT Data
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Nadia HazeveldDigital Assets Regulatory Specialist - APACCambridge Centre for Alternative FinanceModerator
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Nick ClarkDirector of Technical AssistanceFinancial Innovation for Impact (Fii) & Cambridge Centre for Alternative Finance (CCAF)Moderator
About this session
This roundtable aims to examine the financial sector's increasing dependence on a concentrated group of technology and AI providers to identify systemic risks and operational benefits. By leveraging research from the Cambridge Centre for Alternative Finance (CCAF), the session will explore market concentration drivers, evaluate the trade-off between technological efficiency and ethical or operational vulnerabilities, and review global regulatory responses to Critical Third Parties (CTPs). Ultimately, the discussion intends to produce actionable lessons for regional regulators and provide foundational insights for forthcoming CCAF studies on AI governance and cross-border supervisory coordination.
本ラウンドテーブルでは、金融セクターにおいて限られたテクノロジー企業やAIプロバイダーへの依存が強まっている現状を取り上げ、そこから生じ得るシステミックリスクと業務上の利点を検討します。
ケンブリッジ・オルタナティブ金融センター(CCAF)の調査を踏まえ、市場集中が進む要因を分析するとともに、技術効率の向上と倫理面・運用面における脆弱性との間にあるトレードオフを評価します。さらに、重要な第三者(Critical Third Parties:CTPs)をめぐる各国の規制対応の動向も整理します。本ラウンドテーブルを通じて、地域の規制当局にとって実践的な視点を示すとともに、AIガバナンスおよび国境を越えた監督連携に関するCCAFの今後の研究の出発点となる知見を提示します。 -

